It can be so great to get some money and wonder what you might spend it on. The opportunity of getting some cash from a payday loan could be very tempting as you could buy more presents for your family, go on holiday, go out drinking, buy some new clothes or things like that. If you have never been able to do things like that before, then it can be very exciting imagining how good it could be to have some extra money to spend.
It is important to be aware of the consequences of taking out a loan though. You do have to repay them and you will have to pay more than you borrowed. If you do not repay on time, you will end up paying additional charges as well. It could make things difficult to manage, if you have to find the extra money to repay it. Where will it come from?
A payday loan is not intended for people to have fun with. They are designed to help someone get from one payday to another if they get an unexpected expense and have no money to pay it. The loan will tie them over until they do get paid and they will be expected to pay it back, in full with interest the day they get paid. The interest could be high and so it is worth calculating whether the thing you spent the money on was worth it. If it was an emergency, then it probably was, but if it was something for pleasure, then it was unlikely to be.
The choice is yours as to what you spend the money on. No one will ask you what the loan is for, when you take it out but they will definitely ask that you pay it back on time, with interest. You need to decide yourself. A good way to think about it is to consider how many hours you will have to work to pay back the interest or how many things you will have to sacrifice.